Call reports 2019
PIONEER COMMUNITY BANK, INC. — 2019
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 113,779,000 | 115,117,000 | 113,542,000 | 113,942,000 |
| Total loans | 84,075,000 | 82,278,000 | 84,041,000 | 87,273,000 |
| Allowance for loan losses | 1,398,000 | 1,339,000 | 1,293,000 | 1,283,000 |
| Securities available for sale | 3,013,000 | 4,494,000 | 4,157,000 | 5,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,275,000 | 97,596,000 | 95,920,000 | 96,668,000 |
| Interest-bearing deposits | 61,819,000 | 64,250,000 | 63,337,000 | 65,340,000 |
| Noninterest-bearing deposits | 34,456,000 | 33,346,000 | 32,583,000 | 31,328,000 |
| Equity capital | 16,455,000 | 16,581,000 | 16,758,000 | 16,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,474,000 | 3,792,000 | 5,052,000 |
| Interest expense | 88,000 | 189,000 | 304,000 | 432,000 |
| Net interest income | 1,125,000 | 2,285,000 | 3,488,000 | 4,620,000 |
| Noninterest income | 174,000 | 428,000 | 576,000 | 743,000 |
| Noninterest expense | 1,114,000 | 2,375,000 | 3,514,000 | 4,816,000 |
| Provision for loan losses | 36,000 | 35,000 | 36,000 | 36,000 |
| Pretax income | 149,000 | 303,000 | 514,000 | 511,000 |
| Income tax | 42,000 | 59,000 | 67,000 | 73,000 |
| Net income | 107,000 | 244,000 | 447,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,429,000 | 16,531,000 | 16,705,000 | 16,556,000 |
| Total capital | 17,247,000 | 17,339,000 | 17,531,000 | 17,424,000 |
| Risk-weighted assets | 64,897,000 | 64,129,000 | 65,605,000 | 68,990,000 |