Call reports 2018
PIONEER COMMUNITY BANK, INC. — 2018
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 116,641,000 | 115,571,000 | 108,457,000 | 110,985,000 |
| Total loans | 90,024,000 | 88,048,000 | 86,674,000 | 84,973,000 |
| Allowance for loan losses | 1,726,000 | 1,723,000 | 1,675,000 | 1,882,000 |
| Securities available for sale | 3,289,000 | 3,206,000 | 3,591,000 | 3,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,760,000 | 98,218,000 | 91,059,000 | 93,656,000 |
| Interest-bearing deposits | 58,875,000 | 62,837,000 | 60,753,000 | 61,026,000 |
| Noninterest-bearing deposits | 40,885,000 | 35,381,000 | 30,306,000 | 32,630,000 |
| Equity capital | 16,083,000 | 16,273,000 | 16,513,000 | 16,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,587,000 | 3,878,000 | 5,163,000 |
| Interest expense | 51,000 | 110,000 | 175,000 | 259,000 |
| Net interest income | 1,192,000 | 2,477,000 | 3,703,000 | 4,904,000 |
| Noninterest income | 184,000 | 395,000 | 571,000 | 730,000 |
| Noninterest expense | 1,166,000 | 2,346,000 | 3,472,000 | 4,663,000 |
| Provision for loan losses | 48,000 | 47,000 | 48,000 | 266,000 |
| Pretax income | 162,000 | 479,000 | 754,000 | 705,000 |
| Income tax | 33,000 | 131,000 | 128,000 | 94,000 |
| Net income | 129,000 | 348,000 | 626,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,073,000 | 16,263,000 | 16,517,000 | 16,352,000 |
| Total capital | 16,905,000 | 17,082,000 | 17,344,000 | 17,169,000 |
| Risk-weighted assets | 65,677,000 | 64,636,000 | 65,270,000 | 64,334,000 |