Call reports 2017
PIONEER COMMUNITY BANK, INC. — 2017
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,790,000 | 115,200,000 | 116,214,000 | 116,444,000 |
| Total loans | 89,293,000 | 90,743,000 | 92,180,000 | 91,425,000 |
| Allowance for loan losses | 1,707,000 | 1,718,000 | 1,773,000 | 1,758,000 |
| Securities available for sale | 4,834,000 | 4,708,000 | 4,084,000 | 3,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,817,000 | 98,144,000 | 98,989,000 | 99,714,000 |
| Interest-bearing deposits | 64,505,000 | 66,206,000 | 65,393,000 | 65,861,000 |
| Noninterest-bearing deposits | 32,312,000 | 31,938,000 | 33,596,000 | 33,853,000 |
| Equity capital | 16,077,000 | 16,134,000 | 16,357,000 | 15,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,491,000 | 3,768,000 | 5,076,000 |
| Interest expense | 39,000 | 81,000 | 127,000 | 185,000 |
| Net interest income | 1,201,000 | 2,410,000 | 3,641,000 | 4,891,000 |
| Noninterest income | 223,000 | 454,000 | 750,000 | 990,000 |
| Noninterest expense | 1,040,000 | 2,247,000 | 3,336,000 | 4,580,000 |
| Provision for loan losses | 33,000 | 57,000 | 124,000 | 219,000 |
| Pretax income | 351,000 | 560,000 | 931,000 | 1,082,000 |
| Income tax | 131,000 | 254,000 | 372,000 | 730,000 |
| Net income | 220,000 | 306,000 | 559,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,033,000 | 16,101,000 | 16,325,000 | 15,966,000 |
| Total capital | 16,845,000 | 16,919,000 | 17,176,000 | 16,803,000 |
| Risk-weighted assets | 64,027,000 | 64,563,000 | 67,124,000 | 66,060,000 |