Call reports 2016
PIONEER COMMUNITY BANK, INC. — 2016
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 115,363,000 | 113,865,000 | 112,627,000 | 111,857,000 |
| Total loans | 95,752,000 | 94,988,000 | 92,252,000 | 91,355,000 |
| Allowance for loan losses | 1,636,000 | 1,752,000 | 1,721,000 | 1,727,000 |
| Securities available for sale | 6,183,000 | 6,048,000 | 5,372,000 | 4,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,898,000 | 96,799,000 | 95,451,000 | 93,151,000 |
| Interest-bearing deposits | 62,270,000 | 62,117,000 | 66,648,000 | 64,354,000 |
| Noninterest-bearing deposits | 34,628,000 | 34,682,000 | 28,803,000 | 28,797,000 |
| Equity capital | 15,704,000 | 15,823,000 | 16,045,000 | 15,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,712,000 | 4,031,000 | 5,317,000 |
| Interest expense | 45,000 | 91,000 | 137,000 | 187,000 |
| Net interest income | 1,339,000 | 2,621,000 | 3,894,000 | 5,130,000 |
| Noninterest income | 237,000 | 492,000 | 726,000 | 944,000 |
| Noninterest expense | 1,236,000 | 2,428,000 | 3,566,000 | 4,917,000 |
| Provision for loan losses | 138,000 | 260,000 | 260,000 | 392,000 |
| Pretax income | 202,000 | 425,000 | 794,000 | 765,000 |
| Income tax | 127,000 | 202,000 | 293,000 | 232,000 |
| Net income | 75,000 | 223,000 | 501,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,552,000 | 15,613,000 | 15,883,000 | 15,837,000 |
| Total capital | 16,517,000 | 16,547,000 | 16,882,000 | 16,661,000 |
| Risk-weighted assets | 76,510,000 | 73,928,000 | 79,255,000 | 65,037,000 |