Call reports 2015
PIONEER COMMUNITY BANK, INC. — 2015
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,965,000 | 118,587,000 | 116,656,000 | 119,075,000 |
| Total loans | 95,376,000 | 96,931,000 | 97,294,000 | 96,589,000 |
| Allowance for loan losses | 1,169,000 | 1,150,000 | 1,349,000 | 1,512,000 |
| Securities available for sale | 8,473,000 | 7,713,000 | 6,539,000 | 6,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,105,000 | 99,778,000 | 98,398,000 | 100,592,000 |
| Interest-bearing deposits | 66,719,000 | 65,016,000 | 65,305,000 | 68,034,000 |
| Noninterest-bearing deposits | 34,386,000 | 34,762,000 | 33,093,000 | 32,558,000 |
| Equity capital | 15,740,000 | 15,935,000 | 16,055,000 | 15,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,765,000 | 4,163,000 | 5,541,000 |
| Interest expense | 41,000 | 83,000 | 125,000 | 175,000 |
| Net interest income | 1,349,000 | 2,682,000 | 4,038,000 | 5,366,000 |
| Noninterest income | 285,000 | 547,000 | 817,000 | 1,081,000 |
| Noninterest expense | 1,241,000 | 2,405,000 | 3,619,000 | 5,242,000 |
| Provision for loan losses | 0 | 0 | 198,000 | 459,000 |
| Pretax income | 393,000 | 824,000 | 1,038,000 | 746,000 |
| Income tax | 139,000 | 306,000 | 383,000 | 205,000 |
| Net income | 254,000 | 518,000 | 655,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,463,000 | 15,781,000 | 15,901,000 | 15,539,000 |
| Total capital | 15,328,000 | 16,644,000 | 16,805,000 | 16,456,000 |
| Risk-weighted assets | 68,946,000 | 68,864,000 | 71,864,000 | 72,737,000 |