Call reports 2014
PIONEER COMMUNITY BANK, INC. — 2014
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,731,000 | 118,034,000 | 118,017,000 | 116,960,000 |
| Total loans | 90,791,000 | 92,555,000 | 93,698,000 | 95,698,000 |
| Allowance for loan losses | 1,085,000 | 1,027,000 | 988,000 | 1,163,000 |
| Securities available for sale | 5,149,000 | 7,451,000 | 7,263,000 | 6,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,040,000 | 102,129,000 | 101,841,000 | 100,941,000 |
| Interest-bearing deposits | 65,716,000 | 64,855,000 | 65,106,000 | 65,366,000 |
| Noninterest-bearing deposits | 38,324,000 | 37,274,000 | 36,735,000 | 35,575,000 |
| Equity capital | 15,061,000 | 15,322,000 | 15,573,000 | 15,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,878,000 | 4,156,000 | 5,583,000 |
| Interest expense | 43,000 | 84,000 | 125,000 | 171,000 |
| Net interest income | 1,327,000 | 2,794,000 | 4,031,000 | 5,412,000 |
| Noninterest income | 316,000 | 520,000 | 917,000 | 1,233,000 |
| Noninterest expense | 1,185,000 | 2,412,000 | 3,603,000 | 4,944,000 |
| Provision for loan losses | 0 | 0 | 0 | 276,000 |
| Pretax income | 458,000 | 902,000 | 1,345,000 | 1,425,000 |
| Income tax | 168,000 | 335,000 | 499,000 | 483,000 |
| Net income | 290,000 | 567,000 | 846,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,579,000 | 14,507,000 | 15,152,000 | 15,130,000 |
| Total capital | 15,454,000 | 15,388,000 | 16,038,000 | 15,998,000 |
| Risk-weighted assets | 69,785,000 | 70,300,000 | 70,778,000 | 69,135,000 |