Call reports 2013
PIONEER COMMUNITY BANK, INC. — 2013
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,276,000 | 125,692,000 | 123,999,000 | 119,422,000 |
| Total loans | 92,153,000 | 91,656,000 | 91,017,000 | 91,195,000 |
| Allowance for loan losses | 1,069,000 | 1,080,000 | 1,079,000 | 1,110,000 |
| Securities available for sale | 8,108,000 | 7,584,000 | 7,167,000 | 6,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,137,000 | 110,502,000 | 108,456,000 | 104,186,000 |
| Interest-bearing deposits | 68,175,000 | 69,514,000 | 67,428,000 | 65,827,000 |
| Noninterest-bearing deposits | 42,962,000 | 40,988,000 | 41,028,000 | 38,359,000 |
| Equity capital | 13,888,000 | 14,143,000 | 14,556,000 | 14,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 2,965,000 | 4,441,000 | 5,893,000 |
| Interest expense | 56,000 | 108,000 | 156,000 | 205,000 |
| Net interest income | 1,447,000 | 2,857,000 | 4,285,000 | 5,688,000 |
| Noninterest income | 344,000 | 792,000 | 1,359,000 | 1,697,000 |
| Noninterest expense | 1,205,000 | 2,354,000 | 3,532,000 | 4,797,000 |
| Provision for loan losses | 0 | 20,000 | 52,000 | 112,000 |
| Pretax income | 586,000 | 1,275,000 | 2,060,000 | 2,476,000 |
| Income tax | 244,000 | 499,000 | 748,000 | 755,000 |
| Net income | 342,000 | 776,000 | 1,312,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,108,000 | 13,510,000 | 13,997,000 | 14,287,000 |
| Total capital | 14,028,000 | 14,425,000 | 14,897,000 | 15,166,000 |
| Risk-weighted assets | 73,422,000 | 73,059,000 | 71,821,000 | 70,088,000 |