Call reports 2012
PIONEER COMMUNITY BANK, INC. — 2012
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,561,000 | 124,803,000 | 123,375,000 | 124,542,000 |
| Total loans | 92,260,000 | 92,189,000 | 93,830,000 | 93,001,000 |
| Allowance for loan losses | 875,000 | 912,000 | 959,000 | 1,078,000 |
| Securities available for sale | 12,670,000 | 12,205,000 | 10,815,000 | 9,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,718,000 | 110,705,000 | 108,918,000 | 110,037,000 |
| Interest-bearing deposits | 73,608,000 | 72,982,000 | 71,685,000 | 70,793,000 |
| Noninterest-bearing deposits | 38,110,000 | 37,723,000 | 37,233,000 | 39,244,000 |
| Equity capital | 12,684,000 | 12,626,000 | 13,484,000 | 13,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,070,000 | 4,625,000 | 6,153,000 |
| Interest expense | 113,000 | 204,000 | 288,000 | 369,000 |
| Net interest income | 1,428,000 | 2,866,000 | 4,337,000 | 5,784,000 |
| Noninterest income | 338,000 | 719,000 | 1,093,000 | 1,458,000 |
| Noninterest expense | 1,205,000 | 2,347,000 | 3,507,000 | 4,815,000 |
| Provision for loan losses | 0 | 63,000 | 113,000 | 270,000 |
| Pretax income | 561,000 | 1,175,000 | 1,810,000 | 2,157,000 |
| Income tax | 254,000 | 444,000 | 681,000 | 737,000 |
| Net income | 307,000 | 731,000 | 1,129,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,783,000 | 11,748,000 | 12,607,000 | 12,778,000 |
| Total capital | 12,658,000 | 12,660,000 | 13,550,000 | 13,711,000 |
| Risk-weighted assets | 76,702,000 | 74,648,000 | 75,419,000 | 74,469,000 |