Call reports 2011
PIONEER COMMUNITY BANK, INC. — 2011
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,938,000 | 118,459,000 | 117,777,000 | 120,828,000 |
| Total loans | 87,681,000 | 89,247,000 | 92,032,000 | 93,577,000 |
| Allowance for loan losses | 784,000 | 811,000 | 810,000 | 916,000 |
| Securities available for sale | 17,132,000 | 15,179,000 | 11,454,000 | 10,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,306,000 | 105,983,000 | 104,879,000 | 107,360,000 |
| Interest-bearing deposits | 75,913,000 | 76,070,000 | 73,658,000 | 75,608,000 |
| Noninterest-bearing deposits | 29,393,000 | 29,913,000 | 31,221,000 | 31,752,000 |
| Equity capital | 11,154,000 | 11,532,000 | 11,841,000 | 12,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 3,059,000 | 4,627,000 | 6,207,000 |
| Interest expense | 173,000 | 332,000 | 470,000 | 600,000 |
| Net interest income | 1,337,000 | 2,727,000 | 4,157,000 | 5,607,000 |
| Noninterest income | 347,000 | 722,000 | 1,112,000 | 1,517,000 |
| Noninterest expense | 1,173,000 | 2,377,000 | 3,630,000 | 4,955,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 139,000 |
| Pretax income | 511,000 | 1,068,000 | 1,635,000 | 2,030,000 |
| Income tax | 201,000 | 394,000 | 640,000 | 682,000 |
| Net income | 310,000 | 674,000 | 995,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,123,000 | 10,475,000 | 10,797,000 | 11,477,000 |
| Total capital | 10,907,000 | 11,286,000 | 11,607,000 | 12,393,000 |
| Risk-weighted assets | 74,145,000 | 76,233,000 | 75,769,000 | 76,250,000 |