Call reports 2010
PIONEER COMMUNITY BANK, INC. — 2010
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,469,000 | 116,464,000 | 115,756,000 | 118,188,000 |
| Total loans | 82,172,000 | 83,893,000 | 85,469,000 | 87,241,000 |
| Allowance for loan losses | 798,000 | 756,000 | 750,000 | 908,000 |
| Securities available for sale | 21,092,000 | 19,488,000 | 18,825,000 | 17,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,631,000 | 104,957,000 | 104,205,000 | 102,831,000 |
| Interest-bearing deposits | 74,242,000 | 75,556,000 | 74,478,000 | 75,213,000 |
| Noninterest-bearing deposits | 27,389,000 | 29,401,000 | 29,727,000 | 27,618,000 |
| Equity capital | 10,574,000 | 10,903,000 | 11,028,000 | 11,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,086,000 | 4,674,000 | 6,226,000 |
| Interest expense | 202,000 | 398,000 | 594,000 | 787,000 |
| Net interest income | 1,334,000 | 2,688,000 | 4,080,000 | 5,439,000 |
| Noninterest income | 438,000 | 826,000 | 1,180,000 | 1,559,000 |
| Noninterest expense | 1,028,000 | 2,153,000 | 3,281,000 | 4,645,000 |
| Provision for loan losses | 63,000 | 63,000 | 63,000 | 283,000 |
| Pretax income | 681,000 | 1,298,000 | 1,916,000 | 2,070,000 |
| Income tax | 233,000 | 513,000 | 760,000 | 677,000 |
| Net income | 448,000 | 785,000 | 1,156,000 | 1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,279,000 | 9,615,000 | 9,784,000 | 10,338,000 |
| Total capital | 10,077,000 | 10,371,000 | 10,534,000 | 11,246,000 |
| Risk-weighted assets | 70,061,000 | 72,124,000 | 74,042,000 | 75,805,000 |