Call reports 2009
PIONEER COMMUNITY BANK, INC. — 2009
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,072,000 | 113,741,000 | 114,087,000 | 115,515,000 |
| Total loans | 73,248,000 | 75,743,000 | 79,195,000 | 81,653,000 |
| Allowance for loan losses | 702,000 | 733,000 | 720,000 | 787,000 |
| Securities available for sale | 25,009,000 | 27,186,000 | 23,576,000 | 22,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,974,000 | 103,433,000 | 101,811,000 | 102,000,000 |
| Interest-bearing deposits | 75,518,000 | 77,499,000 | 75,557,000 | 74,479,000 |
| Noninterest-bearing deposits | 26,456,000 | 25,934,000 | 26,254,000 | 27,521,000 |
| Equity capital | 9,347,000 | 9,503,000 | 9,903,000 | 10,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,141,000 | 4,724,000 | 6,332,000 |
| Interest expense | 339,000 | 679,000 | 962,000 | 1,205,000 |
| Net interest income | 1,224,000 | 2,462,000 | 3,762,000 | 5,127,000 |
| Noninterest income | 335,000 | 689,000 | 1,036,000 | 1,471,000 |
| Noninterest expense | 1,152,000 | 2,287,000 | 3,401,000 | 4,543,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 273,000 |
| Pretax income | 362,000 | 774,000 | 1,261,000 | 1,781,000 |
| Income tax | 139,000 | 287,000 | 529,000 | 650,000 |
| Net income | 223,000 | 487,000 | 732,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,971,000 | 8,244,000 | 8,488,000 | 9,291,000 |
| Total capital | 8,673,000 | 8,977,000 | 9,208,000 | 10,078,000 |
| Risk-weighted assets | 63,133,000 | 66,323,000 | 68,628,000 | 70,064,000 |