Call reports 2007
PIONEER COMMUNITY BANK, INC. — 2007
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,467,000 | 64,631,000 | 63,763,000 | 64,929,000 |
| Total loans | 51,143,000 | 52,774,000 | 53,335,000 | 54,988,000 |
| Allowance for loan losses | 536,000 | 497,000 | 462,000 | 505,000 |
| Securities available for sale | 2,679,000 | 3,583,000 | 3,573,000 | 3,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,713,000 | 55,876,000 | 54,838,000 | 52,319,000 |
| Interest-bearing deposits | 42,091,000 | 41,423,000 | 42,068,000 | 41,215,000 |
| Noninterest-bearing deposits | 12,622,000 | 14,453,000 | 12,770,000 | 11,104,000 |
| Equity capital | 8,147,000 | 8,270,000 | 8,386,000 | 8,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,135,000 | 3,253,000 | 4,343,000 |
| Interest expense | 361,000 | 723,000 | 1,094,000 | 1,469,000 |
| Net interest income | 696,000 | 1,412,000 | 2,159,000 | 2,874,000 |
| Noninterest income | 219,000 | 475,000 | 723,000 | 964,000 |
| Noninterest expense | 614,000 | 1,280,000 | 1,918,000 | 2,701,000 |
| Provision for loan losses | 0 | 0 | 140,000 | 192,000 |
| Pretax income | 301,000 | 607,000 | 824,000 | 945,000 |
| Income tax | 109,000 | 236,000 | 322,000 | 288,000 |
| Net income | 192,000 | 371,000 | 502,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,918,000 | 8,094,000 | 8,221,000 | 8,279,000 |
| Total capital | 8,434,000 | 8,591,000 | 8,683,000 | 8,784,000 |
| Risk-weighted assets | 41,221,000 | 42,332,000 | 41,977,000 | 43,309,000 |