Call reports 2003
PIONEER COMMUNITY BANK, INC. — 2003
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,736,000 | 51,818,000 | 52,715,000 | 53,327,000 |
| Total loans | 38,749,000 | 39,079,000 | 41,284,000 | 43,245,000 |
| Allowance for loan losses | 479,000 | 457,000 | 455,000 | 453,000 |
| Securities available for sale | 7,279,000 | 6,474,000 | 5,797,000 | 5,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,517,000 | 41,512,000 | 42,374,000 | 40,864,000 |
| Interest-bearing deposits | 32,072,000 | 31,744,000 | 31,815,000 | 31,201,000 |
| Noninterest-bearing deposits | 9,445,000 | 9,768,000 | 10,559,000 | 9,663,000 |
| Equity capital | 6,947,000 | 7,094,000 | 7,152,000 | 7,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,716,000 | 2,556,000 | 3,418,000 |
| Interest expense | 190,000 | 374,000 | 533,000 | 675,000 |
| Net interest income | 639,000 | 1,342,000 | 2,023,000 | 2,743,000 |
| Noninterest income | 125,000 | 283,000 | 442,000 | 615,000 |
| Noninterest expense | 542,000 | 1,070,000 | 1,616,000 | 2,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 555,000 | 849,000 | 1,084,000 |
| Income tax | 84,000 | 214,000 | 332,000 | 407,000 |
| Net income | 138,000 | 341,000 | 517,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,233,000 | 6,361,000 | 6,488,000 | 6,570,000 |
| Total capital | 6,671,000 | 6,796,000 | 6,938,000 | 7,023,000 |
| Risk-weighted assets | 35,019,000 | 34,813,000 | 35,964,000 | 36,769,000 |