Call reports 2002
PIONEER COMMUNITY BANK, INC. — 2002
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,937,000 | 50,876,000 | 50,331,000 | 49,332,000 |
| Total loans | 36,302,000 | 37,472,000 | 38,967,000 | 38,536,000 |
| Allowance for loan losses | 392,000 | 388,000 | 497,000 | 487,000 |
| Securities available for sale | 7,234,000 | 7,294,000 | 6,457,000 | 5,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,873,000 | 40,341,000 | 38,661,000 | 39,122,000 |
| Interest-bearing deposits | 30,276,000 | 30,034,000 | 28,528,000 | 29,957,000 |
| Noninterest-bearing deposits | 9,597,000 | 10,307,000 | 10,133,000 | 9,165,000 |
| Equity capital | 6,551,000 | 6,797,000 | 6,891,000 | 6,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,723,000 | 2,613,000 | 3,478,000 |
| Interest expense | 219,000 | 421,000 | 610,000 | 796,000 |
| Net interest income | 626,000 | 1,302,000 | 2,003,000 | 2,682,000 |
| Noninterest income | 124,000 | 268,000 | 404,000 | 549,000 |
| Noninterest expense | 516,000 | 1,003,000 | 1,521,000 | 2,181,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 120,000 |
| Pretax income | 234,000 | 567,000 | 766,000 | 930,000 |
| Income tax | 83,000 | 216,000 | 302,000 | 347,000 |
| Net income | 151,000 | 351,000 | 464,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,665,000 | 5,886,000 | 5,966,000 | 6,095,000 |
| Total capital | 6,057,000 | 6,274,000 | 6,399,000 | 6,520,000 |
| Risk-weighted assets | 32,723,000 | 34,027,000 | 34,611,000 | 34,064,000 |