Call reports 2001
PIONEER COMMUNITY BANK, INC. — 2001
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,051,000 | 44,257,000 | 47,378,000 | 48,521,000 |
| Total loans | 30,990,000 | 32,512,000 | 33,607,000 | 35,245,000 |
| Allowance for loan losses | 420,000 | 419,000 | 396,000 | 394,000 |
| Securities available for sale | 7,486,000 | 7,039,000 | 6,964,000 | 7,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,816,000 | 35,410,000 | 40,498,000 | 40,985,000 |
| Interest-bearing deposits | 24,630,000 | 25,397,000 | 32,544,000 | 31,576,000 |
| Noninterest-bearing deposits | 10,186,000 | 10,013,000 | 7,954,000 | 9,409,000 |
| Equity capital | 6,439,000 | 6,493,000 | 6,624,000 | 6,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,615,000 | 2,467,000 | 3,331,000 |
| Interest expense | 315,000 | 627,000 | 950,000 | 1,245,000 |
| Net interest income | 478,000 | 988,000 | 1,517,000 | 2,086,000 |
| Noninterest income | 107,000 | 231,000 | 353,000 | 469,000 |
| Noninterest expense | 495,000 | 969,000 | 1,475,000 | 1,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 81,000 |
| Pretax income | 90,000 | 250,000 | 395,000 | 500,000 |
| Income tax | 35,000 | 97,000 | 159,000 | 153,000 |
| Net income | 55,000 | 153,000 | 236,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,456,000 | 5,536,000 | 5,665,000 | 5,564,000 |
| Total capital | 5,810,000 | 5,896,000 | 6,046,000 | 5,955,000 |
| Risk-weighted assets | 28,229,000 | 28,840,000 | 30,458,000 | 31,295,000 |