Call reports 2026
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2026
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 605,623,000 | 591,360,000 |
| Total loans | 405,234,000 | 401,170,000 |
| Allowance for loan losses | 4,590,000 | 4,648,000 |
| Securities available for sale | 138,644,000 | 135,989,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 540,641,000 | 525,049,000 |
| Interest-bearing deposits | 425,068,000 | 413,182,000 |
| Noninterest-bearing deposits | 115,573,000 | 111,867,000 |
| Equity capital | 35,392,000 | 36,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,069,000 | 16,290,000 |
| Interest expense | 2,661,000 | 5,173,000 |
| Net interest income | 5,408,000 | 11,117,000 |
| Noninterest income | 1,131,000 | 2,082,000 |
| Noninterest expense | 4,395,000 | 8,741,000 |
| Provision for loan losses | 61,000 | 123,000 |
| Pretax income | 2,083,000 | 4,335,000 |
| Income tax | 0 | 0 |
| Net income | 2,083,000 | 4,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 56,527,000 | 57,694,000 |
| Total capital | 61,117,000 | 62,342,000 |
| Risk-weighted assets | 415,137,000 | 405,720,000 |