Call reports 2022
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2022
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 492,219,000 | 488,833,000 | 495,783,000 | 514,809,000 |
| Total loans | 290,530,000 | 316,023,000 | 338,331,000 | 346,465,000 |
| Allowance for loan losses | 3,692,000 | 3,765,000 | 3,832,000 | 3,846,000 |
| Securities available for sale | 148,631,000 | 137,334,000 | 129,697,000 | 129,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,948,000 | 457,086,000 | 459,435,000 | 486,894,000 |
| Interest-bearing deposits | 348,624,000 | 370,806,000 | 373,898,000 | 402,208,000 |
| Noninterest-bearing deposits | 92,324,000 | 86,280,000 | 85,537,000 | 84,686,000 |
| Equity capital | 36,375,000 | 27,351,000 | 23,551,000 | 23,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,002,000 | 8,474,000 | 13,462,000 | 19,044,000 |
| Interest expense | 246,000 | 616,000 | 1,557,000 | 3,328,000 |
| Net interest income | 3,756,000 | 7,858,000 | 11,905,000 | 15,716,000 |
| Noninterest income | 721,000 | 1,511,000 | 2,300,000 | 2,994,000 |
| Noninterest expense | 3,141,000 | 6,344,000 | 9,646,000 | 13,046,000 |
| Provision for loan losses | 61,000 | 123,000 | 185,000 | 248,000 |
| Pretax income | 1,275,000 | 2,910,000 | 4,382,000 | 5,424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,275,000 | 2,910,000 | 4,382,000 | 5,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,616,000 | 46,060,000 | 47,000,000 | 46,987,000 |