Call reports 2021
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2021
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 437,389,000 | 448,220,000 | 465,848,000 | 490,494,000 |
| Total loans | 300,236,000 | 297,416,000 | 285,190,000 | 294,107,000 |
| Allowance for loan losses | 3,331,000 | 3,393,000 | 3,458,000 | 3,624,000 |
| Securities available for sale | 80,500,000 | 90,142,000 | 112,478,000 | 133,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,017,000 | 388,858,000 | 405,604,000 | 432,009,000 |
| Interest-bearing deposits | 241,225,000 | 250,067,000 | 262,002,000 | 274,691,000 |
| Noninterest-bearing deposits | 138,792,000 | 138,791,000 | 143,602,000 | 157,318,000 |
| Equity capital | 44,123,000 | 44,722,000 | 46,065,000 | 44,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,203,000 | 8,723,000 | 14,157,000 | 18,257,000 |
| Interest expense | 347,000 | 688,000 | 932,000 | 1,181,000 |
| Net interest income | 3,856,000 | 8,035,000 | 13,225,000 | 17,076,000 |
| Noninterest income | 690,000 | 1,500,000 | 2,332,000 | 3,119,000 |
| Noninterest expense | 2,898,000 | 5,994,000 | 9,183,000 | 12,401,000 |
| Provision for loan losses | 161,000 | 223,000 | 285,000 | 498,000 |
| Pretax income | 1,487,000 | 3,318,000 | 6,089,000 | 7,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,487,000 | 3,318,000 | 6,089,000 | 7,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,697,000 | 43,277,000 | 44,801,000 | 44,650,000 |