Call reports 2019
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2019
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 323,003,000 | 333,872,000 | 323,495,000 | 339,629,000 |
| Total loans | 237,914,000 | 245,189,000 | 248,909,000 | 253,528,000 |
| Allowance for loan losses | 2,657,000 | 2,782,000 | 2,853,000 | 2,624,000 |
| Securities available for sale | 62,426,000 | 56,015,000 | 50,765,000 | 49,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,667,000 | 259,254,000 | 254,266,000 | 264,985,000 |
| Interest-bearing deposits | 223,988,000 | 219,990,000 | 176,881,000 | 221,571,000 |
| Noninterest-bearing deposits | 39,679,000 | 39,264,000 | 77,385,000 | 43,414,000 |
| Equity capital | 39,661,000 | 40,874,000 | 41,619,000 | 41,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,667,000 | 7,443,000 | 11,272,000 | 15,048,000 |
| Interest expense | 737,000 | 1,486,000 | 2,230,000 | 2,913,000 |
| Net interest income | 2,930,000 | 5,957,000 | 9,042,000 | 12,135,000 |
| Noninterest income | 628,000 | 1,298,000 | 1,957,000 | 2,624,000 |
| Noninterest expense | 2,521,000 | 5,085,000 | 7,637,000 | 10,230,000 |
| Provision for loan losses | 114,000 | 228,000 | 293,000 | 358,000 |
| Pretax income | 944,000 | 1,974,000 | 3,110,000 | 4,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 944,000 | 1,974,000 | 3,110,000 | 4,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,532,000 | 38,813,000 | 39,609,000 | 39,552,000 |
| Total capital | 41,189,000 | 41,595,000 | 42,462,000 | 42,176,000 |
| Risk-weighted assets | 242,620,000 | 250,129,000 | 245,859,000 | 254,730,000 |