Call reports 2018
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2018
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 299,738,000 | 305,391,000 | 311,252,000 | 339,039,000 |
| Total loans | 196,283,000 | 209,298,000 | 220,218,000 | 234,427,000 |
| Allowance for loan losses | 2,464,000 | 2,448,000 | 2,404,000 | 2,539,000 |
| Securities available for sale | 74,685,000 | 74,505,000 | 69,158,000 | 78,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,258,000 | 235,043,000 | 233,667,000 | 254,088,000 |
| Interest-bearing deposits | 202,527,000 | 197,301,000 | 197,657,000 | 216,614,000 |
| Noninterest-bearing deposits | 40,731,000 | 37,742,000 | 36,010,000 | 37,474,000 |
| Equity capital | 40,084,000 | 39,923,000 | 39,966,000 | 38,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,356,000 | 9,827,000 | 13,490,000 |
| Interest expense | 274,000 | 635,000 | 1,112,000 | 1,700,000 |
| Net interest income | 2,809,000 | 5,721,000 | 8,715,000 | 11,790,000 |
| Noninterest income | 636,000 | 1,331,000 | 2,068,000 | 2,679,000 |
| Noninterest expense | 2,286,000 | 4,683,000 | 7,193,000 | 9,801,000 |
| Provision for loan losses | 30,000 | 61,000 | 91,000 | 272,000 |
| Pretax income | 1,126,000 | 2,304,000 | 3,497,000 | 4,413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,126,000 | 2,304,000 | 3,497,000 | 4,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,227,000 | 39,379,000 | 40,041,000 | 38,225,000 |
| Total capital | 41,691,000 | 41,827,000 | 42,445,000 | 40,764,000 |
| Risk-weighted assets | 212,017,000 | 225,299,000 | 229,029,000 | 244,185,000 |