Call reports 2017
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2017
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 279,188,000 | 277,762,000 | 281,246,000 | 290,458,000 |
| Total loans | 176,989,000 | 179,634,000 | 186,751,000 | 197,467,000 |
| Allowance for loan losses | 2,432,000 | 2,424,000 | 2,416,000 | 2,438,000 |
| Securities available for sale | 77,149,000 | 74,966,000 | 70,841,000 | 69,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,414,000 | 215,810,000 | 213,066,000 | 233,480,000 |
| Interest-bearing deposits | 185,659,000 | 177,690,000 | 173,800,000 | 193,240,000 |
| Noninterest-bearing deposits | 40,755,000 | 38,120,000 | 39,266,000 | 40,240,000 |
| Equity capital | 39,776,000 | 40,579,000 | 40,639,000 | 40,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,746,000 | 5,595,000 | 8,518,000 | 11,564,000 |
| Interest expense | 154,000 | 335,000 | 547,000 | 775,000 |
| Net interest income | 2,592,000 | 5,260,000 | 7,971,000 | 10,789,000 |
| Noninterest income | 655,000 | 1,371,000 | 2,028,000 | 2,666,000 |
| Noninterest expense | 2,209,000 | 4,434,000 | 6,630,000 | 9,022,000 |
| Provision for loan losses | 21,000 | 43,000 | 57,000 | 78,000 |
| Pretax income | 1,016,000 | 2,181,000 | 3,385,000 | 4,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,016,000 | 2,181,000 | 3,385,000 | 4,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,203,000 | 37,630,000 | 38,041,000 | 38,420,000 |
| Total capital | 39,564,000 | 40,031,000 | 40,457,000 | 40,858,000 |
| Risk-weighted assets | 188,866,000 | 192,097,000 | 199,748,000 | 209,209,000 |