Call reports 2012
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2012
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 204,856,000 | 200,354,000 | 202,026,000 | 205,879,000 |
| Total loans | 114,386,000 | 111,792,000 | 112,374,000 | 114,457,000 |
| Allowance for loan losses | 2,232,000 | 2,332,000 | 2,416,000 | 2,508,000 |
| Securities available for sale | 71,108,000 | 70,344,000 | 69,940,000 | 73,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,470,000 | 147,562,000 | 156,572,000 | 165,018,000 |
| Interest-bearing deposits | 126,767,000 | 123,395,000 | 131,331,000 | 140,230,000 |
| Noninterest-bearing deposits | 22,703,000 | 24,166,000 | 25,242,000 | 24,788,000 |
| Equity capital | 24,726,000 | 25,374,000 | 26,189,000 | 26,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,598,000 | 6,815,000 | 9,031,000 |
| Interest expense | 320,000 | 599,000 | 859,000 | 1,102,000 |
| Net interest income | 2,007,000 | 3,999,000 | 5,956,000 | 7,929,000 |
| Noninterest income | 496,000 | 1,025,000 | 1,631,000 | 2,216,000 |
| Noninterest expense | 1,542,000 | 3,124,000 | 4,736,000 | 6,396,000 |
| Provision for loan losses | 91,000 | 182,000 | 274,000 | 366,000 |
| Pretax income | 788,000 | 1,566,000 | 2,336,000 | 3,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 788,000 | 1,566,000 | 2,336,000 | 3,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,160,000 | 21,509,000 | 22,008,000 | 22,312,000 |
| Total capital | 22,605,000 | 22,908,000 | 23,432,000 | 23,777,000 |
| Risk-weighted assets | 114,830,000 | 114,189,000 | 112,914,000 | 115,370,000 |