Call reports 2011
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2011
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 211,973,000 | 208,904,000 | 205,536,000 | 209,676,000 |
| Total loans | 114,856,000 | 113,037,000 | 114,384,000 | 117,436,000 |
| Allowance for loan losses | 1,854,000 | 1,879,000 | 1,978,000 | 2,137,000 |
| Securities available for sale | 71,159,000 | 71,720,000 | 70,877,000 | 73,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,897,000 | 141,445,000 | 145,248,000 | 146,097,000 |
| Interest-bearing deposits | 128,245,000 | 122,485,000 | 125,341,000 | 123,893,000 |
| Noninterest-bearing deposits | 19,652,000 | 18,960,000 | 19,907,000 | 22,204,000 |
| Equity capital | 20,145,000 | 21,099,000 | 22,459,000 | 24,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,404,000 | 4,794,000 | 7,216,000 | 9,593,000 |
| Interest expense | 540,000 | 1,021,000 | 1,418,000 | 1,778,000 |
| Net interest income | 1,864,000 | 3,773,000 | 5,798,000 | 7,815,000 |
| Noninterest income | 448,000 | 943,000 | 1,386,000 | 1,867,000 |
| Noninterest expense | 1,520,000 | 3,072,000 | 4,552,000 | 5,988,000 |
| Provision for loan losses | 107,000 | 198,000 | 330,000 | 557,000 |
| Pretax income | 637,000 | 1,357,000 | 2,164,000 | 2,934,000 |
| Income tax | 207,000 | 438,000 | 663,000 | 998,000 |
| Net income | 430,000 | 919,000 | 1,501,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,217,000 | 19,647,000 | 20,188,000 | 20,455,000 |
| Total capital | 20,708,000 | 21,089,000 | 21,643,000 | 21,929,000 |
| Risk-weighted assets | 118,343,000 | 115,615,000 | 117,288,000 | 117,086,000 |