Call reports 2010
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2010
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 215,031,000 | 210,390,000 | 207,963,000 | 208,694,000 |
| Total loans | 121,054,000 | 120,542,000 | 119,103,000 | 117,747,000 |
| Allowance for loan losses | 1,775,000 | 1,769,000 | 1,822,000 | 1,778,000 |
| Securities available for sale | 66,167,000 | 70,841,000 | 69,639,000 | 70,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,352,000 | 147,409,000 | 148,017,000 | 147,681,000 |
| Interest-bearing deposits | 131,194,000 | 129,156,000 | 127,749,000 | 128,520,000 |
| Noninterest-bearing deposits | 18,159,000 | 18,252,000 | 20,268,000 | 19,161,000 |
| Equity capital | 18,697,000 | 19,712,000 | 20,495,000 | 19,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,648,000 | 5,286,000 | 7,756,000 | 10,256,000 |
| Interest expense | 715,000 | 1,406,000 | 2,060,000 | 2,686,000 |
| Net interest income | 1,933,000 | 3,880,000 | 5,696,000 | 7,570,000 |
| Noninterest income | 427,000 | 887,000 | 1,359,000 | 1,828,000 |
| Noninterest expense | 1,475,000 | 3,010,000 | 4,479,000 | 6,096,000 |
| Provision for loan losses | 135,000 | 226,000 | 318,000 | 470,000 |
| Pretax income | 769,000 | 1,554,000 | 2,262,000 | 2,780,000 |
| Income tax | 263,000 | 530,000 | 750,000 | 708,000 |
| Net income | 506,000 | 1,024,000 | 1,512,000 | 2,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,477,000 | 17,975,000 | 18,384,000 | 18,815,000 |
| Total capital | 19,019,000 | 19,491,000 | 19,876,000 | 20,310,000 |
| Risk-weighted assets | 124,507,000 | 122,545,000 | 120,532,000 | 120,744,000 |