Call reports 2001
FIRST UNITED BANK AND TRUST COMPANY, INC. — 2001
What FIRST UNITED BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,214,000 | 68,254,000 | 72,138,000 | 74,580,000 |
| Total loans | 56,785,000 | 58,787,000 | 61,575,000 | 64,030,000 |
| Allowance for loan losses | 659,000 | 699,000 | 675,000 | 696,000 |
| Securities available for sale | 5,447,000 | 4,175,000 | 5,213,000 | 4,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,332,000 | 62,188,000 | 65,915,000 | 67,515,000 |
| Interest-bearing deposits | 55,953,000 | 56,208,000 | 59,807,000 | 60,960,000 |
| Noninterest-bearing deposits | 7,379,000 | 5,980,000 | 6,109,000 | 6,555,000 |
| Equity capital | 4,761,000 | 4,836,000 | 4,930,000 | 4,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,653,000 | 3,983,000 | 5,339,000 |
| Interest expense | 818,000 | 1,623,000 | 2,433,000 | 3,144,000 |
| Net interest income | 508,000 | 1,030,000 | 1,550,000 | 2,195,000 |
| Noninterest income | 88,000 | 192,000 | 282,000 | 405,000 |
| Noninterest expense | 440,000 | 878,000 | 1,335,000 | 1,887,000 |
| Provision for loan losses | 45,000 | 91,000 | 139,000 | 231,000 |
| Pretax income | 111,000 | 253,000 | 358,000 | 482,000 |
| Income tax | 38,000 | 86,000 | 122,000 | 164,000 |
| Net income | 73,000 | 167,000 | 236,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,722,000 | 4,816,000 | 4,885,000 | 4,967,000 |
| Total capital | 5,236,000 | 5,339,000 | 5,428,000 | 5,537,000 |
| Risk-weighted assets | 41,008,000 | 41,659,000 | 43,342,000 | 45,503,000 |