Call reports 2001
FIRST NATIONAL BANK OF GRADY COUNTY — 2001
What FIRST NATIONAL BANK OF GRADY COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 133,379,000 | 130,284,000 | 125,735,000 |
| Total loans | 77,675,000 | 78,892,000 | 83,353,000 |
| Allowance for loan losses | 1,623,000 | 1,650,000 | 1,697,000 |
| Securities available for sale | 10,129,000 | 10,771,000 | 12,806,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 110,417,000 | 107,241,000 | 102,248,000 |
| Interest-bearing deposits | 98,400,000 | 94,666,000 | 90,767,000 |
| Noninterest-bearing deposits | 12,017,000 | 12,575,000 | 11,481,000 |
| Equity capital | 19,486,000 | 19,772,000 | 20,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 2,593,000 | 5,073,000 | 7,468,000 |
| Interest expense | 1,457,000 | 2,864,000 | 4,112,000 |
| Net interest income | 1,136,000 | 2,209,000 | 3,356,000 |
| Noninterest income | 127,000 | 267,000 | 397,000 |
| Noninterest expense | 765,000 | 1,486,000 | 2,218,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 |
| Pretax income | 438,000 | 870,000 | 1,355,000 |
| Income tax | 154,000 | 308,000 | 480,000 |
| Net income | 284,000 | 562,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 19,451,000 | 19,729,000 | 20,042,000 |
| Total capital | 20,558,000 | 20,842,000 | 21,230,000 |
| Risk-weighted assets | 88,124,000 | 88,524,000 | 94,491,000 |