Call reports 2002
FIRST STATE BANK OF SINAI — 2002
What FIRST STATE BANK OF SINAI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,105,000 | 16,729,000 | 17,218,000 | 17,979,000 |
| Total loans | 13,264,000 | 14,562,000 | 15,097,000 | 14,235,000 |
| Allowance for loan losses | 194,000 | 192,000 | 197,000 | 187,000 |
| Securities available for sale | 240,000 | 105,000 | 5,000 | 4,000 |
| Securities held to maturity | 625,000 | 560,000 | 560,000 | 860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,362,000 | 13,925,000 | 14,055,000 | 15,122,000 |
| Interest-bearing deposits | 13,294,000 | 13,118,000 | 13,112,000 | 13,647,000 |
| Noninterest-bearing deposits | 1,068,000 | 807,000 | 943,000 | 1,475,000 |
| Equity capital | 2,538,000 | 2,592,000 | 2,642,000 | 2,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 561,000 | 854,000 | 1,135,000 |
| Interest expense | 128,000 | 245,000 | 357,000 | 463,000 |
| Net interest income | 147,000 | 316,000 | 497,000 | 672,000 |
| Noninterest income | 12,000 | 76,000 | 91,000 | 108,000 |
| Noninterest expense | 131,000 | 242,000 | 352,000 | 486,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 28,000 | 150,000 | 226,000 | 284,000 |
| Income tax | 6,000 | 50,000 | 76,000 | 94,000 |
| Net income | 22,000 | 100,000 | 150,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,537,000 | 2,591,000 | 2,642,000 | 2,682,000 |
| Total capital | 2,701,000 | 2,777,000 | 2,825,000 | 2,864,000 |
| Risk-weighted assets | 13,117,000 | 14,090,000 | 13,835,000 | 14,549,000 |