Call reports 2001
FIRST STATE BANK OF SINAI — 2001
What FIRST STATE BANK OF SINAI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,465,000 | 16,415,000 | 16,410,000 | 18,301,000 |
| Total loans | 12,939,000 | 14,311,000 | 14,210,000 | 13,345,000 |
| Allowance for loan losses | 211,000 | 211,000 | 217,000 | 188,000 |
| Securities available for sale | 767,000 | 517,000 | 317,000 | 250,000 |
| Securities held to maturity | 760,000 | 470,000 | 570,000 | 625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,812,000 | 13,689,000 | 13,551,000 | 15,538,000 |
| Interest-bearing deposits | 12,869,000 | 12,842,000 | 12,804,000 | 13,997,000 |
| Noninterest-bearing deposits | 943,000 | 847,000 | 747,000 | 1,541,000 |
| Equity capital | 2,395,000 | 2,447,000 | 2,495,000 | 2,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 656,000 | 989,000 | 1,287,000 |
| Interest expense | 162,000 | 327,000 | 487,000 | 634,000 |
| Net interest income | 162,000 | 329,000 | 502,000 | 653,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 55,000 |
| Noninterest expense | 110,000 | 211,000 | 319,000 | 442,000 |
| Provision for loan losses | 10,000 | 10,000 | 15,000 | 15,000 |
| Pretax income | 55,000 | 134,000 | 207,000 | 251,000 |
| Income tax | 17,000 | 44,000 | 69,000 | 89,000 |
| Net income | 38,000 | 90,000 | 138,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,393,000 | 2,445,000 | 2,495,000 | 2,517,000 |
| Total capital | 2,580,000 | 2,641,000 | 2,693,000 | 2,705,000 |
| Risk-weighted assets | 14,925,000 | 15,650,000 | 15,820,000 | 17,022,000 |