Call reports 2024
ELIZABETHTON FEDERAL SAVINGS BANK — 2024
What ELIZABETHTON FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 311,812,000 | 314,016,000 | 317,534,000 | 314,451,000 |
| Total loans | 150,293,000 | 153,815,000 | 153,576,000 | 156,816,000 |
| Allowance for loan losses | 1,437,000 | 1,436,000 | 1,434,000 | 1,435,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 120,871,000 | 121,418,000 | 122,986,000 | 120,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,054,000 | 182,693,000 | 185,497,000 | 181,828,000 |
| Interest-bearing deposits | 177,995,000 | 179,530,000 | 181,531,000 | 179,306,000 |
| Noninterest-bearing deposits | 3,059,000 | 3,163,000 | 3,966,000 | 2,522,000 |
| Equity capital | 130,315,000 | 130,817,000 | 131,379,000 | 131,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,490,000 | 5,147,000 | 7,989,000 | 10,889,000 |
| Interest expense | 857,000 | 1,778,000 | 2,751,000 | 3,700,000 |
| Net interest income | 1,633,000 | 3,369,000 | 5,238,000 | 7,189,000 |
| Noninterest income | 113,000 | 220,000 | 321,000 | 413,000 |
| Noninterest expense | 934,000 | 1,982,000 | 3,090,000 | 4,329,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 812,000 | 1,607,000 | 2,469,000 | 3,273,000 |
| Income tax | 276,000 | 569,000 | 869,000 | 1,081,000 |
| Net income | 536,000 | 1,038,000 | 1,600,000 | 2,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,315,000 | 130,817,000 | 131,379,000 | 131,971,000 |