Call reports 2023
ELIZABETHTON FEDERAL SAVINGS BANK — 2023
What ELIZABETHTON FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 326,301,000 | 319,170,000 | 318,545,000 | 312,820,000 |
| Total loans | 145,907,000 | 144,647,000 | 147,268,000 | 150,830,000 |
| Allowance for loan losses | 1,437,000 | 1,437,000 | 1,437,000 | 1,437,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 138,462,000 | 133,773,000 | 131,835,000 | 121,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,627,000 | 190,065,000 | 188,905,000 | 182,529,000 |
| Interest-bearing deposits | 190,483,000 | 186,673,000 | 185,363,000 | 179,015,000 |
| Noninterest-bearing deposits | 3,144,000 | 3,392,000 | 3,542,000 | 3,514,000 |
| Equity capital | 128,544,000 | 128,959,000 | 129,348,000 | 129,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,537,000 | 6,878,000 | 9,281,000 |
| Interest expense | 467,000 | 1,083,000 | 1,827,000 | 2,649,000 |
| Net interest income | 1,769,000 | 3,454,000 | 5,051,000 | 6,632,000 |
| Noninterest income | 101,000 | 201,000 | 307,000 | 413,000 |
| Noninterest expense | 1,047,000 | 2,134,000 | 3,101,000 | 4,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 823,000 | 1,521,000 | 2,257,000 | 2,902,000 |
| Income tax | 283,000 | 566,000 | 913,000 | 1,127,000 |
| Net income | 540,000 | 955,000 | 1,344,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,544,000 | 128,959,000 | 129,348,000 | 129,779,000 |