Call reports 2021
ELIZABETHTON FEDERAL SAVINGS BANK — 2021
What ELIZABETHTON FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 315,902,000 | 318,452,000 | 322,661,000 | 321,517,000 |
| Total loans | 133,231,000 | 134,581,000 | 133,775,000 | 133,650,000 |
| Allowance for loan losses | 1,440,000 | 1,440,000 | 1,440,000 | 1,440,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 125,896,000 | 125,892,000 | 126,205,000 | 138,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,508,000 | 192,820,000 | 196,729,000 | 195,026,000 |
| Interest-bearing deposits | 184,943,000 | 187,045,000 | 190,581,000 | 188,975,000 |
| Noninterest-bearing deposits | 5,565,000 | 5,775,000 | 6,148,000 | 6,051,000 |
| Equity capital | 124,600,000 | 125,109,000 | 125,519,000 | 125,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,891,000 | 5,772,000 | 7,626,000 |
| Interest expense | 261,000 | 491,000 | 701,000 | 898,000 |
| Net interest income | 1,708,000 | 3,400,000 | 5,071,000 | 6,728,000 |
| Noninterest income | 464,000 | 549,000 | 586,000 | 684,000 |
| Noninterest expense | 896,000 | 1,893,000 | 2,922,000 | 4,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,276,000 | 2,056,000 | 2,735,000 | 3,394,000 |
| Income tax | 270,000 | 540,000 | 810,000 | 1,082,000 |
| Net income | 1,006,000 | 1,516,000 | 1,925,000 | 2,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,600,000 | 125,109,000 | 125,519,000 | 125,905,000 |