Call reports 2020
ELIZABETHTON FEDERAL SAVINGS BANK — 2020
What ELIZABETHTON FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 294,974,000 | 304,645,000 | 307,648,000 | 309,592,000 |
| Total loans | 131,654,000 | 134,258,000 | 134,694,000 | 134,175,000 |
| Allowance for loan losses | 1,444,000 | 1,440,000 | 1,440,000 | 1,440,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 102,205,000 | 109,994,000 | 106,745,000 | 113,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,275,000 | 181,277,000 | 183,440,000 | 184,616,000 |
| Interest-bearing deposits | 167,190,000 | 175,161,000 | 177,519,000 | 180,183,000 |
| Noninterest-bearing deposits | 5,085,000 | 6,116,000 | 5,921,000 | 4,433,000 |
| Equity capital | 121,401,000 | 122,071,000 | 122,911,000 | 123,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,436,000 | 4,660,000 | 6,845,000 | 8,891,000 |
| Interest expense | 407,000 | 795,000 | 1,141,000 | 1,447,000 |
| Net interest income | 2,029,000 | 3,865,000 | 5,704,000 | 7,444,000 |
| Noninterest income | 119,000 | 213,000 | 470,000 | 563,000 |
| Noninterest expense | 891,000 | 1,913,000 | 2,955,000 | 4,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,257,000 | 2,165,000 | 3,219,000 | 3,987,000 |
| Income tax | 433,000 | 672,000 | 885,000 | 971,000 |
| Net income | 824,000 | 1,493,000 | 2,334,000 | 3,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,183,000 | 122,071,000 | 122,911,000 | 123,593,000 |
| Total capital | 122,589,000 | — | 124,351,000 | 125,033,000 |
| Risk-weighted assets | 112,458,000 | — | 116,529,000 | 117,689,000 |