Call reports 2018
ELIZABETHTON FEDERAL SAVINGS BANK — 2018
What ELIZABETHTON FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 304,981,000 | 306,951,000 | 306,108,000 | 303,195,000 |
| Total loans | 126,121,000 | 129,597,000 | 130,913,000 | 130,961,000 |
| Allowance for loan losses | 1,445,000 | 1,445,000 | 1,445,000 | 1,445,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 155,981,000 | 156,677,000 | 154,848,000 | 149,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,979,000 | 189,572,000 | 187,826,000 | 184,566,000 |
| Interest-bearing deposits | 183,748,000 | 185,203,000 | 183,123,000 | 181,152,000 |
| Noninterest-bearing deposits | 4,231,000 | 4,369,000 | 4,703,000 | 3,414,000 |
| Equity capital | 113,856,000 | 114,601,000 | 115,679,000 | 116,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,663,000 | 7,175,000 | 9,790,000 |
| Interest expense | 278,000 | 601,000 | 961,000 | 1,343,000 |
| Net interest income | 1,975,000 | 4,062,000 | 6,214,000 | 8,447,000 |
| Noninterest income | -109,000 | 53,000 | 471,000 | 530,000 |
| Noninterest expense | 1,032,000 | 2,216,000 | 3,310,000 | 4,518,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 831,000 | 1,893,000 | 3,369,000 | 4,453,000 |
| Income tax | 280,000 | 597,000 | 995,000 | 1,356,000 |
| Net income | 551,000 | 1,296,000 | 2,374,000 | 3,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,856,000 | 114,601,000 | 115,679,000 | 116,402,000 |
| Total capital | 115,082,000 | 115,866,000 | 116,949,000 | 117,681,000 |
| Risk-weighted assets | 97,916,000 | 101,045,000 | 101,475,000 | 102,227,000 |