Call reports 2025
FIRST HERITAGE BANK — 2025
What FIRST HERITAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 261,515,000 | 266,095,000 | 278,215,000 | 296,614,000 |
| Total loans | 158,068,000 | 160,604,000 | 176,618,000 | 193,138,000 |
| Allowance for loan losses | 1,512,000 | 1,513,000 | 1,499,000 | 1,499,000 |
| Securities available for sale | 83,151,000 | 80,828,000 | 79,098,000 | 82,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,567,000 | 247,197,000 | 257,890,000 | 274,707,000 |
| Interest-bearing deposits | 200,137,000 | 209,504,000 | 223,621,000 | 238,517,000 |
| Noninterest-bearing deposits | 43,430,000 | 37,693,000 | 34,269,000 | 36,190,000 |
| Equity capital | 16,308,000 | 17,354,000 | 19,219,000 | 20,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,595,000 | 7,321,000 | 11,242,000 | 15,295,000 |
| Interest expense | 1,473,000 | 2,976,000 | 4,545,000 | 6,160,000 |
| Net interest income | 2,122,000 | 4,345,000 | 6,697,000 | 9,135,000 |
| Noninterest income | 158,000 | 323,000 | 495,000 | 708,000 |
| Noninterest expense | 1,416,000 | 2,807,000 | 4,242,000 | 5,664,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 859,000 | 1,854,000 | 2,940,000 | 4,174,000 |
| Income tax | 27,000 | 60,000 | 94,000 | 118,000 |
| Net income | 832,000 | 1,794,000 | 2,846,000 | 4,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,593,000 | 27,057,000 | 27,531,000 | 28,110,000 |