Call reports 2022
FIRST HERITAGE BANK — 2022
What FIRST HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 220,216,000 | 213,762,000 | 217,977,000 | 229,275,000 |
| Total loans | 119,985,000 | 121,626,000 | 127,784,000 | 137,589,000 |
| Allowance for loan losses | 1,648,000 | 1,672,000 | 1,696,000 | 1,720,000 |
| Securities available for sale | 85,453,000 | 79,053,000 | 75,873,000 | 75,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,347,000 | 197,980,000 | 202,495,000 | 197,688,000 |
| Interest-bearing deposits | 148,592,000 | 148,476,000 | 153,346,000 | 100,203,000 |
| Noninterest-bearing deposits | 51,755,000 | 49,504,000 | 49,149,000 | 97,485,000 |
| Equity capital | 18,254,000 | 13,392,000 | 10,898,000 | 12,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,840,000 | 5,958,000 | 8,292,000 |
| Interest expense | 99,000 | 247,000 | 598,000 | 1,159,000 |
| Net interest income | 1,712,000 | 3,593,000 | 5,360,000 | 7,133,000 |
| Noninterest income | 137,000 | 302,000 | 457,000 | 642,000 |
| Noninterest expense | 1,179,000 | 2,356,000 | 3,582,000 | 4,779,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 653,000 | 1,488,000 | 2,164,000 | 2,904,000 |
| Income tax | 25,000 | 58,000 | 84,000 | 105,000 |
| Net income | 628,000 | 1,430,000 | 2,080,000 | 2,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,889,000 | 23,186,000 | 23,481,000 | 23,813,000 |