Call reports 2021
FIRST HERITAGE BANK — 2021
What FIRST HERITAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 217,707,000 | 225,484,000 | 217,853,000 | 223,537,000 |
| Total loans | 128,379,000 | 117,927,000 | 109,675,000 | 120,125,000 |
| Allowance for loan losses | 1,552,000 | 1,579,000 | 1,597,000 | 1,624,000 |
| Securities available for sale | 75,482,000 | 78,338,000 | 80,249,000 | 85,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,912,000 | 201,582,000 | 194,693,000 | 200,841,000 |
| Interest-bearing deposits | 159,577,000 | 160,607,000 | 118,368,000 | 149,218,000 |
| Noninterest-bearing deposits | 37,335,000 | 40,975,000 | 76,325,000 | 51,623,000 |
| Equity capital | 19,334,000 | 22,528,000 | 22,752,000 | 22,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 4,102,000 | 6,310,000 | 8,181,000 |
| Interest expense | 152,000 | 281,000 | 402,000 | 508,000 |
| Net interest income | 1,761,000 | 3,821,000 | 5,908,000 | 7,673,000 |
| Noninterest income | 154,000 | 369,000 | 505,000 | 651,000 |
| Noninterest expense | 1,151,000 | 2,337,000 | 3,586,000 | 4,759,000 |
| Provision for loan losses | 28,000 | 55,000 | 73,000 | 100,000 |
| Pretax income | 754,000 | 1,822,000 | 2,777,000 | 3,499,000 |
| Income tax | 28,000 | 68,000 | 105,000 | 133,000 |
| Net income | 726,000 | 1,754,000 | 2,672,000 | 3,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,120,000 | 22,223,000 | 22,528,000 | 22,670,000 |