Call reports 2020
FIRST HERITAGE BANK — 2020
What FIRST HERITAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 177,428,000 | 212,037,000 | 202,854,000 | 208,922,000 |
| Total loans | 114,224,000 | 142,344,000 | 138,840,000 | 127,912,000 |
| Allowance for loan losses | 1,411,000 | 1,449,000 | 1,486,000 | 1,523,000 |
| Securities available for sale | 47,789,000 | 55,507,000 | 52,622,000 | 67,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,058,000 | 187,343,000 | 178,892,000 | 187,218,000 |
| Interest-bearing deposits | 115,813,000 | 135,935,000 | 144,976,000 | 155,587,000 |
| Noninterest-bearing deposits | 38,245,000 | 51,408,000 | 33,916,000 | 31,631,000 |
| Equity capital | 18,777,000 | 19,778,000 | 19,946,000 | 20,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,127,000 | 6,142,000 | 8,372,000 |
| Interest expense | 456,000 | 771,000 | 989,000 | 1,167,000 |
| Net interest income | 1,619,000 | 3,356,000 | 5,153,000 | 7,205,000 |
| Noninterest income | 126,000 | 281,000 | 419,000 | 567,000 |
| Noninterest expense | 1,068,000 | 2,157,000 | 3,256,000 | 4,445,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 737,000 | 1,475,000 | 2,302,000 | 3,234,000 |
| Income tax | 25,000 | 54,000 | 87,000 | 124,000 |
| Net income | 712,000 | 1,421,000 | 2,215,000 | 3,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,788,000 | 18,159,000 | 18,480,000 | 18,946,000 |