Call reports 2019
FIRST HERITAGE BANK — 2019
What FIRST HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,116,000 | 173,362,000 | 172,702,000 | 175,002,000 |
| Total loans | 117,298,000 | 118,761,000 | 114,023,000 | 115,283,000 |
| Allowance for loan losses | 1,267,000 | 1,303,000 | 1,339,000 | 1,375,000 |
| Securities available for sale | 39,558,000 | 46,387,000 | 44,662,000 | 44,294,000 |
| Securities held to maturity | 6,164,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,995,000 | 136,260,000 | 150,056,000 | 152,067,000 |
| Interest-bearing deposits | 108,951,000 | 113,703,000 | 113,823,000 | 130,575,000 |
| Noninterest-bearing deposits | 21,044,000 | 22,557,000 | 36,233,000 | 21,492,000 |
| Equity capital | 17,104,000 | 17,755,000 | 18,181,000 | 18,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 4,044,000 | 6,197,000 | 8,264,000 |
| Interest expense | 545,000 | 1,123,000 | 1,681,000 | 2,185,000 |
| Net interest income | 1,394,000 | 2,921,000 | 4,516,000 | 6,079,000 |
| Noninterest income | 125,000 | 260,000 | 438,000 | 582,000 |
| Noninterest expense | 1,041,000 | 2,114,000 | 3,177,000 | 4,288,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 442,000 | 1,004,000 | 1,666,000 | 2,257,000 |
| Income tax | 17,000 | 39,000 | 65,000 | 87,000 |
| Net income | 425,000 | 965,000 | 1,601,000 | 2,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,645,000 | 16,932,000 | 17,242,000 | 17,430,000 |
| Total capital | 17,940,000 | 18,260,000 | 18,612,000 | 18,805,000 |
| Risk-weighted assets | 124,431,000 | 125,811,000 | 114,255,000 | 122,184,000 |