Call reports 2018
FIRST HERITAGE BANK — 2018
What FIRST HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,951,000 | 162,559,000 | 166,901,000 | 169,540,000 |
| Total loans | 94,605,000 | 105,760,000 | 110,592,000 | 112,878,000 |
| Allowance for loan losses | 1,124,000 | 1,160,000 | 1,196,000 | 1,230,000 |
| Securities available for sale | 40,356,000 | 39,516,000 | 38,577,000 | 40,020,000 |
| Securities held to maturity | 6,557,000 | 6,543,000 | 5,869,000 | 5,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,801,000 | 118,221,000 | 116,121,000 | 121,587,000 |
| Interest-bearing deposits | 92,726,000 | 93,496,000 | 92,356,000 | 98,137,000 |
| Noninterest-bearing deposits | 24,075,000 | 24,725,000 | 23,765,000 | 23,450,000 |
| Equity capital | 15,643,000 | 15,459,000 | 15,354,000 | 16,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,623,000 | 3,319,000 | 5,181,000 | 7,102,000 |
| Interest expense | 268,000 | 605,000 | 1,045,000 | 1,568,000 |
| Net interest income | 1,355,000 | 2,714,000 | 4,136,000 | 5,534,000 |
| Noninterest income | 128,000 | 259,000 | 397,000 | 557,000 |
| Noninterest expense | 981,000 | 2,030,000 | 3,057,000 | 4,104,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 451,000 | 856,000 | 1,361,000 | 1,836,000 |
| Income tax | 18,000 | 33,000 | 50,000 | 72,000 |
| Net income | 433,000 | 823,000 | 1,311,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,947,000 | 16,077,000 | 16,332,000 | 16,527,000 |
| Total capital | 17,105,000 | 17,274,000 | 17,558,000 | 17,779,000 |
| Risk-weighted assets | 109,895,000 | 114,793,000 | 116,055,000 | 121,064,000 |