Call reports 2017
FIRST HERITAGE BANK — 2017
What FIRST HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,460,000 | 143,719,000 | 151,420,000 | 157,676,000 |
| Total loans | 84,771,000 | 84,998,000 | 88,617,000 | 93,949,000 |
| Allowance for loan losses | 960,000 | 1,005,000 | 1,041,000 | 1,087,000 |
| Securities available for sale | 43,474,000 | 43,321,000 | 41,667,000 | 41,592,000 |
| Securities held to maturity | 7,030,000 | 7,016,000 | 6,891,000 | 6,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,257,000 | 106,406,000 | 107,858,000 | 115,432,000 |
| Interest-bearing deposits | 84,214,000 | 85,197,000 | 86,314,000 | 91,907,000 |
| Noninterest-bearing deposits | 21,043,000 | 21,209,000 | 21,544,000 | 23,525,000 |
| Equity capital | 15,561,000 | 16,089,000 | 16,392,000 | 16,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,776,000 | 4,252,000 | 5,812,000 |
| Interest expense | 188,000 | 397,000 | 623,000 | 851,000 |
| Net interest income | 1,166,000 | 2,379,000 | 3,629,000 | 4,961,000 |
| Noninterest income | 127,000 | 278,000 | 435,000 | 583,000 |
| Noninterest expense | 946,000 | 1,993,000 | 2,938,000 | 3,905,000 |
| Provision for loan losses | 65,000 | 110,000 | 145,000 | 190,000 |
| Pretax income | 282,000 | 550,000 | 977,000 | 1,445,000 |
| Income tax | 11,000 | 21,000 | 38,000 | 56,000 |
| Net income | 271,000 | 529,000 | 939,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,230,000 | 15,325,000 | 15,551,000 | 15,784,000 |
| Total capital | 16,214,000 | 16,357,000 | 16,622,000 | 16,903,000 |
| Risk-weighted assets | 99,886,000 | 99,994,000 | 104,462,000 | 110,912,000 |