Call reports 2016
FIRST HERITAGE BANK — 2016
What FIRST HERITAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,619,000 | 134,164,000 | 134,800,000 | 137,802,000 |
| Total loans | 62,525,000 | 65,749,000 | 73,336,000 | 78,603,000 |
| Allowance for loan losses | 867,000 | 867,000 | 868,000 | 896,000 |
| Securities available for sale | 53,261,000 | 54,165,000 | 47,159,000 | 43,942,000 |
| Securities held to maturity | 6,603,000 | 7,489,000 | 7,075,000 | 7,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,540,000 | 99,617,000 | 98,956,000 | 106,721,000 |
| Interest-bearing deposits | 82,973,000 | 83,253,000 | 81,838,000 | 88,026,000 |
| Noninterest-bearing deposits | 16,567,000 | 16,364,000 | 17,118,000 | 18,695,000 |
| Equity capital | 16,379,000 | 16,788,000 | 16,735,000 | 15,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,439,000 | 3,732,000 | 5,036,000 |
| Interest expense | 169,000 | 339,000 | 516,000 | 691,000 |
| Net interest income | 1,047,000 | 2,100,000 | 3,216,000 | 4,345,000 |
| Noninterest income | 127,000 | 264,000 | 406,000 | 543,000 |
| Noninterest expense | 870,000 | 1,851,000 | 2,758,000 | 3,695,000 |
| Provision for loan losses | 0 | 0 | 0 | 27,000 |
| Pretax income | 330,000 | 660,000 | 1,017,000 | 1,319,000 |
| Income tax | 13,000 | 25,000 | 39,000 | 47,000 |
| Net income | 317,000 | 635,000 | 978,000 | 1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,767,000 | 14,894,000 | 15,046,000 | 15,135,000 |
| Total capital | 15,647,000 | 15,773,000 | 15,931,000 | 16,055,000 |
| Risk-weighted assets | 81,274,000 | 83,414,000 | 89,216,000 | 95,796,000 |