Call reports 2014
FIRST HERITAGE BANK — 2014
What FIRST HERITAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 116,626,000 | 118,638,000 | 114,464,000 | 118,353,000 |
| Total loans | 38,197,000 | 41,094,000 | 43,044,000 | 43,987,000 |
| Allowance for loan losses | 856,000 | 857,000 | 873,000 | 868,000 |
| Securities available for sale | 65,678,000 | 66,320,000 | 59,687,000 | 62,871,000 |
| Securities held to maturity | 4,038,000 | 4,659,000 | 5,499,000 | 5,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,238,000 | 93,399,000 | 85,624,000 | 92,192,000 |
| Interest-bearing deposits | 77,216,000 | 77,432,000 | 72,061,000 | 74,982,000 |
| Noninterest-bearing deposits | 17,022,000 | 15,967,000 | 13,563,000 | 17,210,000 |
| Equity capital | 14,283,000 | 14,707,000 | 14,432,000 | 15,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,026,000 | 3,085,000 | 4,117,000 |
| Interest expense | 156,000 | 312,000 | 474,000 | 629,000 |
| Net interest income | 854,000 | 1,714,000 | 2,611,000 | 3,488,000 |
| Noninterest income | 93,000 | 205,000 | 329,000 | 441,000 |
| Noninterest expense | 631,000 | 1,271,000 | 1,947,000 | 2,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 302,000 | 663,000 | 1,016,000 | 1,292,000 |
| Income tax | 12,000 | 25,000 | 39,000 | 50,000 |
| Net income | 290,000 | 638,000 | 977,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,272,000 | 13,441,000 | 13,576,000 | 13,638,000 |
| Total capital | 14,047,000 | 14,264,000 | 14,415,000 | 14,495,000 |
| Risk-weighted assets | 61,958,000 | 65,044,000 | 66,298,000 | 67,828,000 |