Call reports 2013
FIRST HERITAGE BANK — 2013
What FIRST HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 116,340,000 | 114,259,000 | 115,588,000 | 116,364,000 |
| Total loans | 40,733,000 | 41,408,000 | 40,091,000 | 39,489,000 |
| Allowance for loan losses | 820,000 | 851,000 | 854,000 | 855,000 |
| Securities available for sale | 61,019,000 | 62,022,000 | 63,857,000 | 64,903,000 |
| Securities held to maturity | 3,950,000 | 4,177,000 | 4,173,000 | 4,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,843,000 | 92,036,000 | 89,431,000 | 92,750,000 |
| Interest-bearing deposits | 73,334,000 | 73,904,000 | 72,424,000 | 75,526,000 |
| Noninterest-bearing deposits | 19,509,000 | 18,132,000 | 17,007,000 | 17,224,000 |
| Equity capital | 15,440,000 | 13,889,000 | 13,864,000 | 13,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,032,000 | 3,046,000 | 4,065,000 |
| Interest expense | 168,000 | 333,000 | 498,000 | 658,000 |
| Net interest income | 839,000 | 1,699,000 | 2,548,000 | 3,407,000 |
| Noninterest income | 141,000 | 309,000 | 436,000 | 536,000 |
| Noninterest expense | 667,000 | 1,338,000 | 1,988,000 | 2,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 326,000 | 692,000 | 1,023,000 | 1,270,000 |
| Income tax | 12,000 | 26,000 | 39,000 | 49,000 |
| Net income | 314,000 | 666,000 | 984,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,829,000 | 12,987,000 | 13,093,000 | 13,140,000 |
| Total capital | 13,630,000 | 13,830,000 | 13,917,000 | 13,951,000 |
| Risk-weighted assets | 64,096,000 | 67,428,000 | 65,897,000 | 64,877,000 |