Call reports 2012
FIRST HERITAGE BANK — 2012
What FIRST HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 110,536,000 | 112,522,000 | 112,973,000 | 114,375,000 |
| Total loans | 42,131,000 | 42,890,000 | 42,357,000 | 43,543,000 |
| Allowance for loan losses | 880,000 | 804,000 | 806,000 | 814,000 |
| Securities available for sale | 53,325,000 | 58,584,000 | 59,605,000 | 59,203,000 |
| Securities held to maturity | 3,543,000 | 3,816,000 | 3,985,000 | 3,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,503,000 | 87,769,000 | 87,795,000 | 89,963,000 |
| Interest-bearing deposits | 69,788,000 | 71,048,000 | 70,949,000 | 69,789,000 |
| Noninterest-bearing deposits | 17,715,000 | 16,721,000 | 16,846,000 | 20,174,000 |
| Equity capital | 15,123,000 | 15,681,000 | 16,020,000 | 15,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,150,000 | 3,215,000 | 4,263,000 |
| Interest expense | 212,000 | 418,000 | 618,000 | 802,000 |
| Net interest income | 859,000 | 1,732,000 | 2,597,000 | 3,461,000 |
| Noninterest income | 155,000 | 389,000 | 579,000 | 735,000 |
| Noninterest expense | 680,000 | 1,366,000 | 2,063,000 | 2,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 334,000 | 764,000 | 1,232,000 | 1,527,000 |
| Income tax | 13,000 | 29,000 | 48,000 | 57,000 |
| Net income | 321,000 | 735,000 | 1,184,000 | 1,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,241,000 | 12,464,000 | 12,663,000 | 12,681,000 |
| Total capital | 12,974,000 | 13,235,000 | 13,422,000 | 13,495,000 |
| Risk-weighted assets | 58,467,000 | 61,617,000 | 60,709,000 | 65,786,000 |