Call reports 2001
FIRST HERITAGE BANK — 2001
What FIRST HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,570,000 | 55,900,000 | 56,892,000 | 56,808,000 |
| Total loans | 35,497,000 | 36,771,000 | 34,149,000 | 32,323,000 |
| Allowance for loan losses | 428,000 | 442,000 | 460,000 | 483,000 |
| Securities available for sale | 16,593,000 | 15,073,000 | 14,259,000 | 20,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,529,000 | 45,520,000 | 46,104,000 | 46,441,000 |
| Interest-bearing deposits | 41,157,000 | 42,443,000 | 43,476,000 | 43,027,000 |
| Noninterest-bearing deposits | 2,372,000 | 3,077,000 | 2,628,000 | 3,414,000 |
| Equity capital | 4,953,000 | 4,896,000 | 5,070,000 | 4,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,158,000 | 3,178,000 | 4,114,000 |
| Interest expense | 607,000 | 1,225,000 | 1,816,000 | 2,339,000 |
| Net interest income | 484,000 | 933,000 | 1,362,000 | 1,775,000 |
| Noninterest income | 66,000 | 143,000 | 213,000 | 295,000 |
| Noninterest expense | 334,000 | 674,000 | 1,016,000 | 1,373,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 228,000 | 408,000 | 548,000 | 674,000 |
| Income tax | -16,000 | -9,000 | -3,000 | 2,000 |
| Net income | 244,000 | 417,000 | 551,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,858,000 | 4,836,000 | 4,829,000 | 4,838,000 |
| Total capital | 5,286,000 | 5,278,000 | 5,272,000 | 5,273,000 |
| Risk-weighted assets | 36,453,000 | 37,234,000 | 35,449,000 | 34,779,000 |