Call reports 2026
SCHUYLER SAVINGS BANK — 2026
What SCHUYLER SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 149,725,000 | 151,213,000 |
| Total loans | 122,714,000 | 128,029,000 |
| Allowance for loan losses | 1,040,000 | 1,040,000 |
| Securities available for sale | 5,196,000 | 5,001,000 |
| Securities held to maturity | 2,891,000 | 2,887,000 |
| Trading assets | 0 | 0 |
| Total deposits | 116,641,000 | 118,044,000 |
| Interest-bearing deposits | 114,695,000 | 115,642,000 |
| Noninterest-bearing deposits | 1,946,000 | 2,402,000 |
| Equity capital | 21,042,000 | 21,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,694,000 | 3,449,000 |
| Interest expense | 797,000 | 1,596,000 |
| Net interest income | 897,000 | 1,853,000 |
| Noninterest income | 42,000 | 86,000 |
| Noninterest expense | 845,000 | 1,763,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 94,000 | 176,000 |
| Income tax | 17,000 | 30,000 |
| Net income | 77,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,919,000 | 20,996,000 |