Call report 2004Q4
SCHUYLER SAVINGS BANK — 2004Q4
The 22 measures SCHUYLER SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,384,000 | USD | evidence → |
| Total loans | 65,829,000 | USD | evidence → |
| Allowance for loan losses | 533,000 | USD | evidence → |
| Securities available for sale | 4,207,000 | USD | evidence → |
| Securities held to maturity | 39,142,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,292,000 | USD | evidence → |
| Interest-bearing deposits | 100,861,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,431,000 | USD | evidence → |
| Equity capital | 14,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,676,000 | USD | evidence → |
| Interest expense | 1,967,000 | USD | evidence → |
| Net interest income | 3,709,000 | USD | evidence → |
| Noninterest income | 378,000 | USD | evidence → |
| Noninterest expense | 2,827,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,260,000 | USD | evidence → |
| Income tax | 457,000 | USD | evidence → |
| Net income | 803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,406,000 | USD | evidence → |
| Total capital | 14,983,000 | USD | evidence → |
| Risk-weighted assets | 45,817,000 | USD | evidence → |