Call reports 2026
FNBT BANK — 2026
What FNBT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 653,557,000 | 628,511,000 |
| Total loans | 250,533,000 | 242,868,000 |
| Allowance for loan losses | 3,609,000 | 3,696,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 80,672,000 | 106,450,000 |
| Trading assets | 0 | 0 |
| Total deposits | 583,416,000 | 555,937,000 |
| Interest-bearing deposits | 436,051,000 | 416,676,000 |
| Noninterest-bearing deposits | 147,365,000 | 139,261,000 |
| Equity capital | 68,434,000 | 70,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,572,000 | 15,172,000 |
| Interest expense | 2,537,000 | 5,110,000 |
| Net interest income | 5,035,000 | 10,062,000 |
| Noninterest income | 966,000 | 1,864,000 |
| Noninterest expense | 3,585,000 | 7,162,000 |
| Provision for loan losses | -78,000 | -68,000 |
| Pretax income | 2,481,000 | 4,816,000 |
| Income tax | 0 | 0 |
| Net income | 2,481,000 | 4,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 68,434,000 | 70,768,000 |
| Total capital | 71,486,000 | 73,676,000 |
| Risk-weighted assets | 243,381,000 | 231,630,000 |