Call report 2025Q4
FNBT BANK — 2025Q4
The 22 measures FNBT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 635,442,000 | USD | evidence → |
| Total loans | 258,458,000 | USD | evidence → |
| Allowance for loan losses | 3,662,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 123,237,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 565,842,000 | USD | evidence → |
| Interest-bearing deposits | 428,252,000 | USD | evidence → |
| Noninterest-bearing deposits | 137,590,000 | USD | evidence → |
| Equity capital | 67,952,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,225,000 | USD | evidence → |
| Interest expense | 10,727,000 | USD | evidence → |
| Net interest income | 21,498,000 | USD | evidence → |
| Noninterest income | 4,642,000 | USD | evidence → |
| Noninterest expense | 14,501,000 | USD | evidence → |
| Provision for loan losses | -777,000 | USD | evidence → |
| Pretax income | 12,503,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 12,503,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,952,000 | USD | evidence → |
| Total capital | 71,091,000 | USD | evidence → |
| Risk-weighted assets | 250,366,000 | USD | evidence → |