Call reports 2024
FNBT BANK — 2024
What FNBT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 581,306,000 | 596,551,000 | 586,939,000 | 599,734,000 |
| Total loans | 253,342,000 | 260,879,000 | 261,138,000 | 263,428,000 |
| Allowance for loan losses | 4,759,000 | 4,623,000 | 4,388,000 | 4,367,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 143,473,000 | 123,363,000 | 130,990,000 | 128,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,973,000 | 526,839,000 | 519,104,000 | 533,443,000 |
| Interest-bearing deposits | 380,583,000 | 396,147,000 | 388,096,000 | 390,813,000 |
| Noninterest-bearing deposits | 133,390,000 | 130,692,000 | 131,008,000 | 142,630,000 |
| Equity capital | 65,406,000 | 66,159,000 | 63,943,000 | 64,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,664,000 | 15,990,000 | 24,606,000 | 32,859,000 |
| Interest expense | 2,515,000 | 5,082,000 | 7,747,000 | 10,428,000 |
| Net interest income | 5,149,000 | 10,908,000 | 16,859,000 | 22,431,000 |
| Noninterest income | 1,448,000 | 2,934,000 | 4,388,000 | 5,910,000 |
| Noninterest expense | 3,772,000 | 7,364,000 | 11,086,000 | 14,718,000 |
| Provision for loan losses | 97,000 | -41,000 | -164,000 | -204,000 |
| Pretax income | 2,748,000 | 6,503,000 | 10,286,000 | 13,792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,748,000 | 6,503,000 | 10,286,000 | 13,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,406,000 | 66,159,000 | 63,943,000 | 64,449,000 |
| Total capital | 68,706,000 | 69,537,000 | 67,232,000 | 67,787,000 |
| Risk-weighted assets | 262,271,000 | 268,758,000 | 261,725,000 | 265,759,000 |